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| What Is Compounding£ |
| Compounding is the process in which an asset’s earnings, from either capital gains or interest, are reinvested to generate additional earnings. |
| Certified Internal Auditor (CIA) Definition |
| Certified Internal Auditor (CIA) is a certification offered to accountants who conduct internal audits. |
| Benjamin Graham |
| Benjamin Graham was an influential investor who is regarded as the father of value investing. |
| Maturity Mismatch Definition |
| A maturity mismatch occurs when a company's short term liabilities exceed it's short term assets or when the maturities in a hedge are misaligned. |
| Investment Banking vs. Law: What's the Difference£ |
| Learn some of the most important differences between a career in investment banking and law, and figure out which career suits you better. |
| What Is Diversification£ |
| Diversification is an investment strategy based on the premise that a portfolio with different asset types will perform better than one with few. |
| Best Places to Exchange Currency in Miami |
| Here is where to exchange foreign currency before you head for South Beach in Miami. |
| Top 4 Conservative Allocation Mutual Funds |
| Top-rated mutual funds in the conservative allocation category are offered by companies such as Vanguard, American Funds, T. Rowe Price and Thrivent. |
| Traffic Acquisition Cost (TAC) Definition |
| Traffic acquisition costs are payments made by Internet search companies to firms that direct consumer and business traffic to their websites. |
| What Is the Turing Test£ |
| The Turing Test is a deceptively simple method of determining whether a machine can demonstrate human intelligence. |
| Whipsaw Definition |
| Whipsaw is a condition where a security's price is moving in one direction when it quickly changes and moves in the opposite direction. |
| Retirement Planning Tips in Your Mid-60s and Beyond |
| Retirement planning can be tricky. These retirement planning tips can help you figure out the best way to save smarter if you're in your mid-60s and beyond. |
| Vendor |
| A vendor is a party in the supply chain that makes goods and services available to companies or consumers. |
| Special Dividend Definition |
| A special dividend is a non-recurring distribution of company assets, usually in the form of cash, to shareholders. |
| What Are Austerity Measures£ |
| Austerity measures are attempts to significantly curtail government spending in an effort to control public-sector debt. |
| Death Tax |
| Death taxes, also called estate taxes, are taxes imposed by the federal and some state government on someone's estate upon death. |
| What Is a Currency War and How Does It Work£ |
| We look at what a currency war is, what factors may lead to it, the impact of such a strategy, and whether there is currently a currency war. |
| What Is Home Equity£ |
| Home equity is the calculation of a home's current market value minus any liens attached to that home. |
| How to Get Market Segmentation Right |
| Effective market segmentation not only identifies the most profitable customers—it also optimizes pricing, distribution, and new product development. |
| Compliance Cost Definition |
| Compliance cost refers to all of the expenses a firm incurs in order to adhere to industry regulations. |
| Day Trading: The Basics and How to Get Started |
| What is day trading£ Read this introductory article to learn the basics of day trading, who does it, and how it works. |
| Why is Deferred Revenue Treated as a Liability£ |
| Deferred revenue is listed as a liability on the balance sheet because, under accrual accounting, the revenue recognition process has not been completed. |
| Zero-Day Attack Definition |
| A zero-day attack is a cyberattack that exploits a potentially serious software security weakness that the vendor or developer may be unaware of. |
| Designated Beneficiary Definition |
| A designated beneficiary is a living person who is named as a beneficiary on a retirement account, who also does not fall within the definition of an eligible designated beneficiary. |
| How FanDuel and DraftKings Work |
| Leading the daily fantasy sports industry, DraftKings and FanDuel are supported primarily by advertising, entry fees, media companies, and sports leagues. |
| Economy Definition |
| An economy is a system of production and consumption activities that determines how resources are allocated among all of its participants. |
| Immediate Beneficiary |
| An immediate beneficiary or primary beneficiary is an individual or organization that receives immediate benefits from a trust's assets. |
| Strategies for Containing U.S. Healthcare Costs |
| Proposals to lower U.S. healthcare costs have historically ranged from incremental changes to total restructuring of the health sector. Learn more about these strategies. |
| Consumer Goods |
| A consumer good, or final good, is the end product a business produces that is purchased by a consumer. |
| What to Expect in the Markets Next Week |
| Coming up next week: reports from major retailers and updates on the state of the U.S. housing market. |
| Affordable Care Act (ACA) |
| The Affordable Care Act (ACA) is the federal statute signed into law in 2010 as part of the healthcare reform agenda of the Obama administration. |
| How Pharmaceutical Companies Price Their Drugs |
| Learn about how pharmaceutical companies price drugs, why prices are often significantly high, and why it can be difficult to settle on a suitable price. |
| What Is the Unemployment Rate£ |
| The unemployment rate is the percentage of the total labor force that is unemployed but actively seeking employment and willing to work. |
| What Is a Remittance£ |
| A remittance is a sum of money sent to another party, usually in another country. Remittances are a major source of income for people in poor nations. |
| What Is the Kyoto Protocol£ |
| The Kyoto Protocol is an international agreement adopted in 1997 that aimed to reduce carbon dioxide emissions and the presence of greenhouse gases. |
| Your Money Your Health: Managing Money in 2021 & Beyond |
| To help readers make educated financial and health decisions, Investopedia and Verywell hosted a free, virtual conference on Sept. 21, 2021. |
| Bank for International Settlements (BIS) |
| The Bank for International Settlements is an international financial institution that serves as a bank and forum for national central banks. |
| Presidential Election Cycle Theory Definition |
| The presidential election cycle theory attempts to forecast trends in U.S. stock markets following the election of a new president. |
| Unbanked Definition |
| Unbanked is a term for people who do not use banks or banking institutions in any capacity. |
| Market Neutral Fund |
| A market-neutral fund seeks a profit in upward or downward trending environments, often through the use of paired long and short positions. |
| Interim CEO Definition |
| An interim CEO is a person appointed by a company's board of directors to assume the role of the chief executive officer during a time of transition. |
| Suitable (Suitability) Definition |
| An investment must meet the suitability requirements outlined in FINRA Rule 2111 prior to being recommended by a firm to an investor. |
| Outward Direct Investment (ODI) Definition |
| An outward direct investment is a business strategy where a domestic firm expands its operations to a foreign country. |
| Deducting Disaster: Casualty And Theft Losses |
| If you've been a victim, your losses may be deductible. Find out how. |
| Six Sigma Certification |
| Six Sigma certification is a verification of an individual's command of a well-regarded method of professional skills development. |
| Today's Mortgage Rates & Trends - August 12, 2022: Rates flat |
| Rates on 30-year mortgages took a breather Thursday, pausing a week-long pattern of volatile swings. |
| Financial Services Agency (FSA) |
| Financial Services Agency, or FSA, is a Japanese government entity responsible for overseeing banking, insurance and securities and exchange. |
| Development Well |
| A development well is drilled in a proven area for the production of oil or gas, in contrast to an exploratory well, which is drilled to find oil or gas. |
| Guaranteed Issue Life Insurance Definition |
| Guaranteed issue life insurance is a small whole life insurance policy with no medical questions or exam. |
| SSI and Medicaid During Pregnancy and Childbirth |
| Supplemental Security Income (SSI) and Medicaid can help with the costs of pregnancy and childbirth for many people. Learn how SSI and Medicaid coverage works. |
| Board Lot Definition |
| A board lot is a standardized number of shares offered as a trading unit—usually a minimum transaction size of 100 units/shares. |
| Moving Average (MA): Purpose, Uses, and Examples |
| A moving average (MA) is a technical analysis indicator that helps level price action by filtering out the noise from random price fluctuations. |
| What Is the Importance of a Home Inspection Contingency£ |
| A home inspection contingency gives buyers a chance to identify major issues with a home prior to closing. Find out what a home inspection includes. |
| Annuitization Definition |
| Annuitization converts an annuity investment into a series of periodic income payments, and is often used in life insurance payouts. |
| Current Exposure Method (CEM) Definition |
| The current exposure method (CEM) is a measure of replacement cost within a derivatives contract should the counterparty default. |
| Managing Costs for NICU Stay |
| Newborn intensive care may be necessary when babies are born prematurely or with certain health conditions. Learn how to manage costs for a NICU stay. |
| What Is An Escrow Balance£ |
| Detailed description of what your escrow balance is, how it’s funded as part of your mortgage payment, and how to keep tabs on it |
| Routing Number vs. Account Number: What's the Difference£ |
| Each bank customer has an account number and a routing number. Learn more about how they are used to track funds and where to find them on a check. |
| Business Plan Definition |
| A business plan is a written document that describes in detail how a new business is going to achieve its goals. |
| Best Penny Stocks for August 2022 Based on Technical Analysis |
| The penny stocks with interesting technical indicators this month are TRX, CLVS, ALTO, and OSUR. |
| How to Buy Bitcoin |
| Here’s a breakdown of everything you need to know to make your first investment in Bitcoin. |
| How Much Mortgage Can I Afford£ |
| How much you can afford to borrow depends on a number of factors, not just what a bank is willing to lend you. |
| Aptitude Test |
| An aptitude test is an exam or survey used to determine an individual's propensity to succeed in a given activity. |
| Deed in Lieu of Foreclosure Definition |
| Deed in lieu of foreclosure is an action by a mortgagor by which they deed the collateral property back to the lender to avoid foreclosure. |
| Pre-Refunding Bond Definition |
| A pre-refunding bond is a type of bond issued to fund the issuance of a callable bond. |
| What to Do if You Can’t Max Out Your 401(k) |
| Maxing out a 401(k) is not ideal for everyone. If you have limited investment choices or a tight cash flow, you may not want to max out a 401(k). Here's what to do. |
| Investopedia Anxiety Index |
| The Investopedia Anxiety Index is a gauge of investor sentiment based on the behavior of over 20 million Investopedia readers around the world. |
| Case Studies of Successful Enterprise Resource Planning |
| A look at ERP success stories to help understand some of companies’ biggest challenges and goals in this area. |
| How to Calculate Return on Investment (ROI) |
| Return on investment (ROI) measures how well an investment is performing. Find out how to calculate and interpret the ROI of your portfolio. |
| Fractional Reserve Banking |
| Fractional reserve banking is a system in which only a fraction of bank deposits are backed by actual cash on hand and are available for withdrawal. |
| Degrees of Freedom Definition |
| Degrees of Freedom refers to the maximum number of logically independent values, which are values that have the freedom to vary, in the data sample. |
| What Is a Waiver of Subrogation£ |
| A waiver of subrogation is a contractual provision that prohibits insurers from seeking redress from a negligent third party. |
| NINJA Loan Definition |
| A NINJA loan is a slang term for a loan extended to a borrower with "no income, no job and no assets." |
| What Is a Branded Title£ |
| A detailed definition of what a branded title is and how it differs from other types of salvage titles. |
| How Does Affirm Work£ |
| Affirm offers convenient buy now, pay later financing to shoppers. Learn how Affirm and its point of sale installment loan options work. |
| Modified Adjusted Gross Income (MAGI) |
| The modified adjusted gross income (MAGI) you report on your tax return is used to determine if you qualify for certain tax benefits. |
| Who Is Greg Abel£ What Is His Salary£ |
| Greg Abel is the next-in-line to be the Berkshire Hathaway CEO when Warren Buffet steps down or passes away. |
| Hedge Fund |
| A hedge fund is a limited partnership of private investors whose money is managed by fund managers who invest in risky or non-traditional assets. |
| Today's Mortgage Rates & Trends - August 10, 2022: Rates inch down |
| After swinging dramatically the previous four days, rates on 30-year mortgages are moved just a few basis points lower Tuesday. |
| VantageScore Excluding Medical Bills from Credit Scores |
| The FICO competitor says unpaid medical collections aren't a good predictor. |
| Disney Hikes Streaming Prices |
| In its latest results, Disney said it added 14.4 million subscribers to Disney+ in the fiscal third quarter, bringing total subscribers to 152.1 million—higher than the 147 million analysts had expected. |
| National Futures Association (NFA) Definition |
| The National Futures Association (NFA) is an independent, self-regulatory organization for the U.S. derivatives industry. It identifies and mandates industry-best practices. |
| Green Investing Definition |
| Green investing consists of investment activities that focus on companies or projects committed to the conservation of natural resources. |
| What the Department of Housing and Urban Development Does |
| HUD runs programs intended to support homeownership, increase safe and affordable rentals, reduce homelessness, and fight housing discrimination. |
| Ethereum 2.0 is On Horizon After Passing Another Test |
| The Ethereum network has just completed its final test before the September Merge event. |
| Exemption Trust Definition |
| An exemption trust helps minimize or eliminate federal estate taxes on a married couple's estate. The trust holds assets of the first spouse to die. |
| Trade Date Definition |
| A trade date refers to the month, day, and year that an order is executed in the market. |
| Young Professionals: Should You Rent or Buy£ |
| When you're first starting out in your career, you face a number of decisions. Whether you're ready to purchase a home is a major one. |
| Musk Sells More Tesla (TSLA) Stock Amid Twitter Showdown |
| Twitter stock gained Wednesday after an SEC filing revealed that Elon Musk had sold almost $7 billion in Tesla shares. Here's why. |
| Today's Mortgage Rates & Trends - August 11, 2022: Rates move lower |
| Rates on 30-year mortgage moved lower for a third day, continuing their pattern of big swings over the past week. |
| Tangible Common Equity (TCE) Definition |
| Tangible common equity (TCE) is a measure of a company's capital, which is used to evaluate a financial institution's ability to deal with potential losses. |
| Pink Tax |
| The "pink tax" refers to a markup on goods and services marketed to women and for which men pay less for similar products and services. |
| Inflation Definition |
| Inflation is a decrease in the purchasing power of money, reflected in a general increase in the prices of goods and services in an economy. |
| CFA vs. Series 7: What’s the Difference£ |
| The Series 7 is a license required to buy and sell securities products, while the CFA is a certification, comparable to a master’s degree. |
| Atomic Swap Definition |
| Atomic swaps are smart contracts that enable the exchange of cryptocurrencies from different blockchains in one transaction instead of many. |
| Do You Really Need Fixed-Income Funds in Your 401(k)£ |
| Fixed-income funds can give your 401(k) more principal protection and reliable income, but they also tend to yield lower gains. Learn how to diversify with these funds. |
| Will a Loan on My 401(k) Affect My Mortgage£ |
| A 401(k) loan won't affect your current or future mortgage. Learn how a 401(k) loan works and about how to use it to finance a down payment on a new home. |
| Business Development Company (BDC) |
| A business development company is a type of closed-end fund that makes investments in developing companies and in firms that are financially distressed. |
| Top Penny Stocks for August 2022 |
| These are the penny stocks with the best value, fastest growth, and most momentum for August. |
| Ease of Movement Indicator Definition |
| The Ease of Movement (EMO or EMV) indicator shows the relationship between price and volume, and it's often used to assess the strength of an underlying trend. |
| Warranty Definition |
| A warranty is a form of guarantee that a manufacturer offers to repair or replace a faulty product within a window of time after purchase. |
| Best Paying Jobs in Finance |
| These six types of well-paying financial sector professions range from portfolio manager to economic analyst. |
| The Good and Bad of National Lotteries |
| Here's a look at some of the positives and negatives of national lotteries. |
| 7 Companies Owned by Pfizer |
| Warner-Lambert, Pharmacia, Wyeth, Hospira, Medivation, Array BioPharma, and Trillium Therapeutics were the global drug giant's top acquisitions. |
| Learn the Lingo of Private Equity Investing |
| Private equity was once a realm mostly reserved for institutional investors. Here are the terms they use to evaulate the industry's robust returns. |
| How the My Best Buy Credit Card Works: Benefits and Rewards |
| Best Buy credit card offers promotional financing and cash-back rewards to incentivize higher spending. |
| Compare Today's Best Mortgage Rates |
| Compare mortgage rates across 18 different products for both purchase and refinance and see how they stack up across the country. |
| The Best 20-Year Mortgage Rates for 2022 |
| The right mortgage can make your dream of owning a home a reality. We researched and reviewed the best 20-year mortgage rates, all collected here. |
| The Best 15-Year Mortgage Rates for 2022 |
| The right mortgage can make your dream of owning a home a reality. We researched and collected the best 15-year loan offers. |
| The Best 10-Year Mortgage Rates of 2022 |
| The right mortgage can make your dream of owning a home a reality. We researched and reviewed the best 10-year mortgage rates, all collected here. |
| The Best Jumbo Mortgage Rates for 2022 |
| The right mortgage can make your dream of owning a home a reality. We researched and reviewed the best jumbo mortgage rates, all collected here. |
| The Best 30-Year Mortgage Rates for 2022 |
| The right mortgage can make your dream of owning a home a reality. We researched and reviewed the best 30-year mortgage rates, all collected here. |
| Compare Today's Best Mortgage Refinance Rates |
| Compare mortgage refinance rates across 18 different products, from 30-Year Fixed to 5/6 ARMs and everything in between. |
| When Is Mortgage Insurance Tax Deductible£ |
| Homeowners who took out or refinanced a mortgage after Jan. 1, 2007, may qualify for the PMI deduction, depending on their income. |
| 10 Popular Alternatives to PayPal |
| There are 10 popular alternatives to PayPal to facilitate online payments. |
| Asian Development Bank Definition |
| Founded in 1966, the Asian Development Bank's headquarters are in Manila, Philippines. Its primary mission is to foster growth and cooperation in the region. |
| SWOT Analysis |
| SWOT (strengths, weaknesses, opportunities, and threats) analysis is a framework used to evaluate a company's competitive position and to develop strategic planning. |
| What Is the Monte Carlo Simulation£ |
| The Monte Carlo simulation is used to model the probability of different outcomes in a process that cannot easily be predicted. |
| Negative Assurance Definition |
| Negative assurance is a representation by an auditor that particular facts are believed to be accurate since no contrary evidence has been found. |
| Donor-Advised Fund Definition |
| A donor-advised fund is a private fund administered by a third party to manage charitable donations for an organization, family, or individual. |
| What Is Market Capitalization£ |
| Market capitalization is the total dollar market value of all of a company's outstanding shares. |
| Macroeconomic Factor Definition |
| A macroeconomic factor is an economic, environmental, or geopolitical event that broadly affects a regional or national economy. |
| Consumer Price Index (CPI) Definition |
| The Consumer Price Index (CPI) measures change over time in the prices paid by consumers for a representative basket of goods and services. |
| EBITDA: Earnings Before Interest, Taxes, Depreciation, and Amortization |
| EBITDA, or earnings before interest, taxes, depreciation, and amortization, is a measure of a company’s overall financial performance. |
| Capital Project Definition |
| A capital project is a big, long-term project to build upon, improve, or maintain a significant piece of property that is meant to last. |
| Disney Earnings: What Happened with DIS |
| Disney's (DIS) Q3 earnings and revenue both beat analyst expectations. Disney+ subscribers also topped predictions. |
| Debt-to-Equity (D/E) Ratio |
| The debt-to-equity (D/E) ratio indicates how much debt a company is using to finance its assets relative to the value of shareholders’ equity. |
| What Is Earnest Money£ |
| Earnest money is a deposit made to a seller, often in real estate transactions, that shows the buyer's good faith in a transaction. |
| Merton Model Definition |
| The Merton model is a mathematical formula that can be used by stock analysts and lenders to assess a corporation's credit risk. |
| What Is a Tariff£ |
| A tariff is a tax imposed by one country on the goods and services imported from another country. |
| Locked-In Retirement Account (LIRA) Definition |
| A Locked-In Retirement Account (LIRA) is a Canadian registered retirement savings account that does not permit early cash withdrawals. |
| Socially Responsible Investment (SRI) Definition |
| Socially responsible investing looks for investments that are considered socially conscious because of the nature of the business the company does. |
| What Happens to Your Debt When You Die£ |
| Depending on the type of debts you have, your loved ones may have to repay money you owe after you die. Here’s how to protect them financially. |
| Investing in Tesla Stock (TSLA) |
| Before investing in Tesla, read here to understand its core business, company history and relevant news developments. |
| Stamp Duty Definition |
| A stamp duty is a tax that a government imposes on certain legal documents, usually involving the transfer of property or other assets. |
| What Is Cost Per Click (CPC)£ |
| Cost per click is an online advertising revenue model by which publishers charge advertisers each time a user clicks on a display ad. |
| Spoofy Definition |
| Spoofy is the nickname for a mysterious cryptocurrency trader who allegedly manipulates bitcoin and crypto prices. Spoofy is named after spoofing, a strategy considered illegal in equity exchanges. |
| Standstill Agreement Definition |
| A standstill agreement is a contract that contains provisions that govern a bidder of a company. |
| Canada Pension Plan (CPP) Definition |
| The CPP or Canada Pension Plan is one of three levels of Canada's retirement income system responsible for paying retirement or disability benefits. |
| Consumer Price Index For All Urban Consumers (CPI-U) Definition |
| The Consumer Price Index For All Urban Consumers measures monthly change in U.S. consumer prices. |
| MBA vs. Master’s in Finance or Economics: The Main Differences |
| The decision between earning an MBA or a more specialized master’s degree in economics or finance can be based on many factors. |
| How Charities Make Money |
| Charities have their dry periods when donations are scarce. Fortunately, they have a number of revenue streams that help them add to their coffers. |
| Coinbase Earnings: What Happened with COIN |
| Coinbase's (COIN) earnings missed analyst expectations while revenue matched. Trading volume also fell short of predictions. |
| What Is Discounted Cash Flow (DCF)£ |
| Discounted cash flow (DCF) is a valuation method used to estimate the attractiveness of an investment opportunity. |
| What Is the Kimchi Premium£ |
| Kimchi premium is the gap in cryptocurrency prices, notably bitcoin, in South Korean exchanges compared to foreign exchanges. |
| What Is a Non-Compete Agreement£ |
| A non-compete agreement is a contract where an employee agrees not to compete with an employer after the employment period is over. |
| Dead Cat Bounce Definition |
| A dead cat bounce is a temporary recovery of asset prices from a prolonged decline or bear market that's followed by a continuation of the downtrend. |
| Fuzzy Logic Definition |
| Fuzzy logic is a mathematical logic that solves problems with an open, imprecise data spectrum. Read how to obtain accurate conclusions with fuzzy logic. |
| What Are 6 Discontinued & Uncommon U.S. Currency Bills£ |
| There are several currency denominations that the U.S. Treasury has discontinued or that are considered rare. |
| Micron Warning Rattles Chip Stocks |
| It’s been a tough week for chip stocks. On Monday, Nvidia had warned its revenues would be well below its guidance as gaming revenue slowed. |