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What Is Compounding£ |
Compounding is the process in which an asset’s earnings, from either capital gains or interest, are reinvested to generate additional earnings. |
Certified Internal Auditor (CIA) Definition |
Certified Internal Auditor (CIA) is a certification offered to accountants who conduct internal audits. |
Benjamin Graham |
Benjamin Graham was an influential investor who is regarded as the father of value investing. |
Maturity Mismatch Definition |
A maturity mismatch occurs when a company's short term liabilities exceed it's short term assets or when the maturities in a hedge are misaligned. |
Investment Banking vs. Law: What's the Difference£ |
Learn some of the most important differences between a career in investment banking and law, and figure out which career suits you better. |
What Is Diversification£ |
Diversification is an investment strategy based on the premise that a portfolio with different asset types will perform better than one with few. |
Best Places to Exchange Currency in Miami |
Here is where to exchange foreign currency before you head for South Beach in Miami. |
Top 4 Conservative Allocation Mutual Funds |
Top-rated mutual funds in the conservative allocation category are offered by companies such as Vanguard, American Funds, T. Rowe Price and Thrivent. |
Traffic Acquisition Cost (TAC) Definition |
Traffic acquisition costs are payments made by Internet search companies to firms that direct consumer and business traffic to their websites. |
What Is the Turing Test£ |
The Turing Test is a deceptively simple method of determining whether a machine can demonstrate human intelligence. |
Whipsaw Definition |
Whipsaw is a condition where a security's price is moving in one direction when it quickly changes and moves in the opposite direction. |
Retirement Planning Tips in Your Mid-60s and Beyond |
Retirement planning can be tricky. These retirement planning tips can help you figure out the best way to save smarter if you're in your mid-60s and beyond. |
Vendor |
A vendor is a party in the supply chain that makes goods and services available to companies or consumers. |
Special Dividend Definition |
A special dividend is a non-recurring distribution of company assets, usually in the form of cash, to shareholders. |
What Are Austerity Measures£ |
Austerity measures are attempts to significantly curtail government spending in an effort to control public-sector debt. |
Death Tax |
Death taxes, also called estate taxes, are taxes imposed by the federal and some state government on someone's estate upon death. |
What Is a Currency War and How Does It Work£ |
We look at what a currency war is, what factors may lead to it, the impact of such a strategy, and whether there is currently a currency war. |
What Is Home Equity£ |
Home equity is the calculation of a home's current market value minus any liens attached to that home. |
How to Get Market Segmentation Right |
Effective market segmentation not only identifies the most profitable customers—it also optimizes pricing, distribution, and new product development. |
Compliance Cost Definition |
Compliance cost refers to all of the expenses a firm incurs in order to adhere to industry regulations. |
Day Trading: The Basics and How to Get Started |
What is day trading£ Read this introductory article to learn the basics of day trading, who does it, and how it works. |
Why is Deferred Revenue Treated as a Liability£ |
Deferred revenue is listed as a liability on the balance sheet because, under accrual accounting, the revenue recognition process has not been completed. |
Zero-Day Attack Definition |
A zero-day attack is a cyberattack that exploits a potentially serious software security weakness that the vendor or developer may be unaware of. |
Designated Beneficiary Definition |
A designated beneficiary is a living person who is named as a beneficiary on a retirement account, who also does not fall within the definition of an eligible designated beneficiary. |
How FanDuel and DraftKings Work |
Leading the daily fantasy sports industry, DraftKings and FanDuel are supported primarily by advertising, entry fees, media companies, and sports leagues. |
Economy Definition |
An economy is a system of production and consumption activities that determines how resources are allocated among all of its participants. |
Immediate Beneficiary |
An immediate beneficiary or primary beneficiary is an individual or organization that receives immediate benefits from a trust's assets. |
Strategies for Containing U.S. Healthcare Costs |
Proposals to lower U.S. healthcare costs have historically ranged from incremental changes to total restructuring of the health sector. Learn more about these strategies. |
Consumer Goods |
A consumer good, or final good, is the end product a business produces that is purchased by a consumer. |
What to Expect in the Markets Next Week |
Coming up next week: reports from major retailers and updates on the state of the U.S. housing market. |
Affordable Care Act (ACA) |
The Affordable Care Act (ACA) is the federal statute signed into law in 2010 as part of the healthcare reform agenda of the Obama administration. |
How Pharmaceutical Companies Price Their Drugs |
Learn about how pharmaceutical companies price drugs, why prices are often significantly high, and why it can be difficult to settle on a suitable price. |
What Is the Unemployment Rate£ |
The unemployment rate is the percentage of the total labor force that is unemployed but actively seeking employment and willing to work. |
What Is a Remittance£ |
A remittance is a sum of money sent to another party, usually in another country. Remittances are a major source of income for people in poor nations. |
What Is the Kyoto Protocol£ |
The Kyoto Protocol is an international agreement adopted in 1997 that aimed to reduce carbon dioxide emissions and the presence of greenhouse gases. |
Your Money Your Health: Managing Money in 2021 & Beyond |
To help readers make educated financial and health decisions, Investopedia and Verywell hosted a free, virtual conference on Sept. 21, 2021. |
Bank for International Settlements (BIS) |
The Bank for International Settlements is an international financial institution that serves as a bank and forum for national central banks. |
Presidential Election Cycle Theory Definition |
The presidential election cycle theory attempts to forecast trends in U.S. stock markets following the election of a new president. |
Unbanked Definition |
Unbanked is a term for people who do not use banks or banking institutions in any capacity. |
Market Neutral Fund |
A market-neutral fund seeks a profit in upward or downward trending environments, often through the use of paired long and short positions. |
Interim CEO Definition |
An interim CEO is a person appointed by a company's board of directors to assume the role of the chief executive officer during a time of transition. |
Suitable (Suitability) Definition |
An investment must meet the suitability requirements outlined in FINRA Rule 2111 prior to being recommended by a firm to an investor. |
Outward Direct Investment (ODI) Definition |
An outward direct investment is a business strategy where a domestic firm expands its operations to a foreign country. |
Deducting Disaster: Casualty And Theft Losses |
If you've been a victim, your losses may be deductible. Find out how. |
Six Sigma Certification |
Six Sigma certification is a verification of an individual's command of a well-regarded method of professional skills development. |
Today's Mortgage Rates & Trends - August 12, 2022: Rates flat |
Rates on 30-year mortgages took a breather Thursday, pausing a week-long pattern of volatile swings. |
Financial Services Agency (FSA) |
Financial Services Agency, or FSA, is a Japanese government entity responsible for overseeing banking, insurance and securities and exchange. |
Development Well |
A development well is drilled in a proven area for the production of oil or gas, in contrast to an exploratory well, which is drilled to find oil or gas. |
Guaranteed Issue Life Insurance Definition |
Guaranteed issue life insurance is a small whole life insurance policy with no medical questions or exam. |
SSI and Medicaid During Pregnancy and Childbirth |
Supplemental Security Income (SSI) and Medicaid can help with the costs of pregnancy and childbirth for many people. Learn how SSI and Medicaid coverage works. |
Board Lot Definition |
A board lot is a standardized number of shares offered as a trading unit—usually a minimum transaction size of 100 units/shares. |
Moving Average (MA): Purpose, Uses, and Examples |
A moving average (MA) is a technical analysis indicator that helps level price action by filtering out the noise from random price fluctuations. |
What Is the Importance of a Home Inspection Contingency£ |
A home inspection contingency gives buyers a chance to identify major issues with a home prior to closing. Find out what a home inspection includes. |
Annuitization Definition |
Annuitization converts an annuity investment into a series of periodic income payments, and is often used in life insurance payouts. |
Current Exposure Method (CEM) Definition |
The current exposure method (CEM) is a measure of replacement cost within a derivatives contract should the counterparty default. |
Managing Costs for NICU Stay |
Newborn intensive care may be necessary when babies are born prematurely or with certain health conditions. Learn how to manage costs for a NICU stay. |
What Is An Escrow Balance£ |
Detailed description of what your escrow balance is, how it’s funded as part of your mortgage payment, and how to keep tabs on it |
Routing Number vs. Account Number: What's the Difference£ |
Each bank customer has an account number and a routing number. Learn more about how they are used to track funds and where to find them on a check. |
Business Plan Definition |
A business plan is a written document that describes in detail how a new business is going to achieve its goals. |
Best Penny Stocks for August 2022 Based on Technical Analysis |
The penny stocks with interesting technical indicators this month are TRX, CLVS, ALTO, and OSUR. |
How to Buy Bitcoin |
Here’s a breakdown of everything you need to know to make your first investment in Bitcoin. |
How Much Mortgage Can I Afford£ |
How much you can afford to borrow depends on a number of factors, not just what a bank is willing to lend you. |
Aptitude Test |
An aptitude test is an exam or survey used to determine an individual's propensity to succeed in a given activity. |
Deed in Lieu of Foreclosure Definition |
Deed in lieu of foreclosure is an action by a mortgagor by which they deed the collateral property back to the lender to avoid foreclosure. |
Pre-Refunding Bond Definition |
A pre-refunding bond is a type of bond issued to fund the issuance of a callable bond. |
What to Do if You Can’t Max Out Your 401(k) |
Maxing out a 401(k) is not ideal for everyone. If you have limited investment choices or a tight cash flow, you may not want to max out a 401(k). Here's what to do. |
Investopedia Anxiety Index |
The Investopedia Anxiety Index is a gauge of investor sentiment based on the behavior of over 20 million Investopedia readers around the world. |
Case Studies of Successful Enterprise Resource Planning |
A look at ERP success stories to help understand some of companies’ biggest challenges and goals in this area. |
How to Calculate Return on Investment (ROI) |
Return on investment (ROI) measures how well an investment is performing. Find out how to calculate and interpret the ROI of your portfolio. |
Fractional Reserve Banking |
Fractional reserve banking is a system in which only a fraction of bank deposits are backed by actual cash on hand and are available for withdrawal. |
Degrees of Freedom Definition |
Degrees of Freedom refers to the maximum number of logically independent values, which are values that have the freedom to vary, in the data sample. |
What Is a Waiver of Subrogation£ |
A waiver of subrogation is a contractual provision that prohibits insurers from seeking redress from a negligent third party. |
NINJA Loan Definition |
A NINJA loan is a slang term for a loan extended to a borrower with "no income, no job and no assets." |
What Is a Branded Title£ |
A detailed definition of what a branded title is and how it differs from other types of salvage titles. |
How Does Affirm Work£ |
Affirm offers convenient buy now, pay later financing to shoppers. Learn how Affirm and its point of sale installment loan options work. |
Modified Adjusted Gross Income (MAGI) |
The modified adjusted gross income (MAGI) you report on your tax return is used to determine if you qualify for certain tax benefits. |
Who Is Greg Abel£ What Is His Salary£ |
Greg Abel is the next-in-line to be the Berkshire Hathaway CEO when Warren Buffet steps down or passes away. |
Hedge Fund |
A hedge fund is a limited partnership of private investors whose money is managed by fund managers who invest in risky or non-traditional assets. |
Today's Mortgage Rates & Trends - August 10, 2022: Rates inch down |
After swinging dramatically the previous four days, rates on 30-year mortgages are moved just a few basis points lower Tuesday. |
VantageScore Excluding Medical Bills from Credit Scores |
The FICO competitor says unpaid medical collections aren't a good predictor. |
Disney Hikes Streaming Prices |
In its latest results, Disney said it added 14.4 million subscribers to Disney+ in the fiscal third quarter, bringing total subscribers to 152.1 million—higher than the 147 million analysts had expected. |
National Futures Association (NFA) Definition |
The National Futures Association (NFA) is an independent, self-regulatory organization for the U.S. derivatives industry. It identifies and mandates industry-best practices. |
Green Investing Definition |
Green investing consists of investment activities that focus on companies or projects committed to the conservation of natural resources. |
What the Department of Housing and Urban Development Does |
HUD runs programs intended to support homeownership, increase safe and affordable rentals, reduce homelessness, and fight housing discrimination. |
Ethereum 2.0 is On Horizon After Passing Another Test |
The Ethereum network has just completed its final test before the September Merge event. |
Exemption Trust Definition |
An exemption trust helps minimize or eliminate federal estate taxes on a married couple's estate. The trust holds assets of the first spouse to die. |
Trade Date Definition |
A trade date refers to the month, day, and year that an order is executed in the market. |
Young Professionals: Should You Rent or Buy£ |
When you're first starting out in your career, you face a number of decisions. Whether you're ready to purchase a home is a major one. |
Musk Sells More Tesla (TSLA) Stock Amid Twitter Showdown |
Twitter stock gained Wednesday after an SEC filing revealed that Elon Musk had sold almost $7 billion in Tesla shares. Here's why. |
Today's Mortgage Rates & Trends - August 11, 2022: Rates move lower |
Rates on 30-year mortgage moved lower for a third day, continuing their pattern of big swings over the past week. |
Tangible Common Equity (TCE) Definition |
Tangible common equity (TCE) is a measure of a company's capital, which is used to evaluate a financial institution's ability to deal with potential losses. |
Pink Tax |
The "pink tax" refers to a markup on goods and services marketed to women and for which men pay less for similar products and services. |
Inflation Definition |
Inflation is a decrease in the purchasing power of money, reflected in a general increase in the prices of goods and services in an economy. |
CFA vs. Series 7: What’s the Difference£ |
The Series 7 is a license required to buy and sell securities products, while the CFA is a certification, comparable to a master’s degree. |
Atomic Swap Definition |
Atomic swaps are smart contracts that enable the exchange of cryptocurrencies from different blockchains in one transaction instead of many. |
Do You Really Need Fixed-Income Funds in Your 401(k)£ |
Fixed-income funds can give your 401(k) more principal protection and reliable income, but they also tend to yield lower gains. Learn how to diversify with these funds. |
Will a Loan on My 401(k) Affect My Mortgage£ |
A 401(k) loan won't affect your current or future mortgage. Learn how a 401(k) loan works and about how to use it to finance a down payment on a new home. |
Business Development Company (BDC) |
A business development company is a type of closed-end fund that makes investments in developing companies and in firms that are financially distressed. |
Top Penny Stocks for August 2022 |
These are the penny stocks with the best value, fastest growth, and most momentum for August. |
Ease of Movement Indicator Definition |
The Ease of Movement (EMO or EMV) indicator shows the relationship between price and volume, and it's often used to assess the strength of an underlying trend. |
Warranty Definition |
A warranty is a form of guarantee that a manufacturer offers to repair or replace a faulty product within a window of time after purchase. |
Best Paying Jobs in Finance |
These six types of well-paying financial sector professions range from portfolio manager to economic analyst. |
The Good and Bad of National Lotteries |
Here's a look at some of the positives and negatives of national lotteries. |
7 Companies Owned by Pfizer |
Warner-Lambert, Pharmacia, Wyeth, Hospira, Medivation, Array BioPharma, and Trillium Therapeutics were the global drug giant's top acquisitions. |
Learn the Lingo of Private Equity Investing |
Private equity was once a realm mostly reserved for institutional investors. Here are the terms they use to evaulate the industry's robust returns. |
How the My Best Buy Credit Card Works: Benefits and Rewards |
Best Buy credit card offers promotional financing and cash-back rewards to incentivize higher spending. |
Compare Today's Best Mortgage Rates |
Compare mortgage rates across 18 different products for both purchase and refinance and see how they stack up across the country. |
The Best 20-Year Mortgage Rates for 2022 |
The right mortgage can make your dream of owning a home a reality. We researched and reviewed the best 20-year mortgage rates, all collected here. |
The Best 15-Year Mortgage Rates for 2022 |
The right mortgage can make your dream of owning a home a reality. We researched and collected the best 15-year loan offers. |
The Best 10-Year Mortgage Rates of 2022 |
The right mortgage can make your dream of owning a home a reality. We researched and reviewed the best 10-year mortgage rates, all collected here. |
The Best Jumbo Mortgage Rates for 2022 |
The right mortgage can make your dream of owning a home a reality. We researched and reviewed the best jumbo mortgage rates, all collected here. |
The Best 30-Year Mortgage Rates for 2022 |
The right mortgage can make your dream of owning a home a reality. We researched and reviewed the best 30-year mortgage rates, all collected here. |
Compare Today's Best Mortgage Refinance Rates |
Compare mortgage refinance rates across 18 different products, from 30-Year Fixed to 5/6 ARMs and everything in between. |
When Is Mortgage Insurance Tax Deductible£ |
Homeowners who took out or refinanced a mortgage after Jan. 1, 2007, may qualify for the PMI deduction, depending on their income. |
10 Popular Alternatives to PayPal |
There are 10 popular alternatives to PayPal to facilitate online payments. |
Asian Development Bank Definition |
Founded in 1966, the Asian Development Bank's headquarters are in Manila, Philippines. Its primary mission is to foster growth and cooperation in the region. |
SWOT Analysis |
SWOT (strengths, weaknesses, opportunities, and threats) analysis is a framework used to evaluate a company's competitive position and to develop strategic planning. |
What Is the Monte Carlo Simulation£ |
The Monte Carlo simulation is used to model the probability of different outcomes in a process that cannot easily be predicted. |
Negative Assurance Definition |
Negative assurance is a representation by an auditor that particular facts are believed to be accurate since no contrary evidence has been found. |
Donor-Advised Fund Definition |
A donor-advised fund is a private fund administered by a third party to manage charitable donations for an organization, family, or individual. |
What Is Market Capitalization£ |
Market capitalization is the total dollar market value of all of a company's outstanding shares. |
Macroeconomic Factor Definition |
A macroeconomic factor is an economic, environmental, or geopolitical event that broadly affects a regional or national economy. |
Consumer Price Index (CPI) Definition |
The Consumer Price Index (CPI) measures change over time in the prices paid by consumers for a representative basket of goods and services. |
EBITDA: Earnings Before Interest, Taxes, Depreciation, and Amortization |
EBITDA, or earnings before interest, taxes, depreciation, and amortization, is a measure of a company’s overall financial performance. |
Capital Project Definition |
A capital project is a big, long-term project to build upon, improve, or maintain a significant piece of property that is meant to last. |
Disney Earnings: What Happened with DIS |
Disney's (DIS) Q3 earnings and revenue both beat analyst expectations. Disney+ subscribers also topped predictions. |
Debt-to-Equity (D/E) Ratio |
The debt-to-equity (D/E) ratio indicates how much debt a company is using to finance its assets relative to the value of shareholders’ equity. |
What Is Earnest Money£ |
Earnest money is a deposit made to a seller, often in real estate transactions, that shows the buyer's good faith in a transaction. |
Merton Model Definition |
The Merton model is a mathematical formula that can be used by stock analysts and lenders to assess a corporation's credit risk. |
What Is a Tariff£ |
A tariff is a tax imposed by one country on the goods and services imported from another country. |
Locked-In Retirement Account (LIRA) Definition |
A Locked-In Retirement Account (LIRA) is a Canadian registered retirement savings account that does not permit early cash withdrawals. |
Socially Responsible Investment (SRI) Definition |
Socially responsible investing looks for investments that are considered socially conscious because of the nature of the business the company does. |
What Happens to Your Debt When You Die£ |
Depending on the type of debts you have, your loved ones may have to repay money you owe after you die. Here’s how to protect them financially. |
Investing in Tesla Stock (TSLA) |
Before investing in Tesla, read here to understand its core business, company history and relevant news developments. |
Stamp Duty Definition |
A stamp duty is a tax that a government imposes on certain legal documents, usually involving the transfer of property or other assets. |
What Is Cost Per Click (CPC)£ |
Cost per click is an online advertising revenue model by which publishers charge advertisers each time a user clicks on a display ad. |
Spoofy Definition |
Spoofy is the nickname for a mysterious cryptocurrency trader who allegedly manipulates bitcoin and crypto prices. Spoofy is named after spoofing, a strategy considered illegal in equity exchanges. |
Standstill Agreement Definition |
A standstill agreement is a contract that contains provisions that govern a bidder of a company. |
Canada Pension Plan (CPP) Definition |
The CPP or Canada Pension Plan is one of three levels of Canada's retirement income system responsible for paying retirement or disability benefits. |
Consumer Price Index For All Urban Consumers (CPI-U) Definition |
The Consumer Price Index For All Urban Consumers measures monthly change in U.S. consumer prices. |
MBA vs. Master’s in Finance or Economics: The Main Differences |
The decision between earning an MBA or a more specialized master’s degree in economics or finance can be based on many factors. |
How Charities Make Money |
Charities have their dry periods when donations are scarce. Fortunately, they have a number of revenue streams that help them add to their coffers. |
Coinbase Earnings: What Happened with COIN |
Coinbase's (COIN) earnings missed analyst expectations while revenue matched. Trading volume also fell short of predictions. |
What Is Discounted Cash Flow (DCF)£ |
Discounted cash flow (DCF) is a valuation method used to estimate the attractiveness of an investment opportunity. |
What Is the Kimchi Premium£ |
Kimchi premium is the gap in cryptocurrency prices, notably bitcoin, in South Korean exchanges compared to foreign exchanges. |
What Is a Non-Compete Agreement£ |
A non-compete agreement is a contract where an employee agrees not to compete with an employer after the employment period is over. |
Dead Cat Bounce Definition |
A dead cat bounce is a temporary recovery of asset prices from a prolonged decline or bear market that's followed by a continuation of the downtrend. |
Fuzzy Logic Definition |
Fuzzy logic is a mathematical logic that solves problems with an open, imprecise data spectrum. Read how to obtain accurate conclusions with fuzzy logic. |
What Are 6 Discontinued & Uncommon U.S. Currency Bills£ |
There are several currency denominations that the U.S. Treasury has discontinued or that are considered rare. |
Micron Warning Rattles Chip Stocks |
It’s been a tough week for chip stocks. On Monday, Nvidia had warned its revenues would be well below its guidance as gaming revenue slowed. |